Financial risk reports for NYC co-ops & condos

Know the building before you buy the apartment.

Every NYC co-op and condo has a paper trail — violations, unpaid fines, complaints, energy liabilities. We pull 30+ public record sets and turn them into a plain-English financial risk report in under 2 minutes.

From $79. One-time. No subscription.

How it works

  1. Type the address

    Send us any NYC co-op or condo address. We resolve it to the city's official building ID (BBL/BIN) in seconds.

  2. We pull the paper trail

    DOB and ECB violations, HPD housing violations, 311 complaints, permits, bedbug filings, energy benchmarking and Local Law 97 exposure, tax-lot history — everything public, in one place.

  3. You get a score + a report

    A 0–100 Building Financial Risk Score, every red flag explained in plain English, and the exact questions to ask the managing agent and your attorney.

What a report actually looks like

This is a real report — pulled live from NYC Open Data on a Columbus Avenue walk-up. Score: 33/100, HIGH RISK.

489 Columbus Avenue, New York, NY 10024

3 DOB violations open for 12–18 years · 14 open hazardous HPD violations in 3 years · no recent work filings · $0 in unpaid fines

Read the full report

The red flags come with translations, dollar amounts, and the five questions to ask before making an offer — plus an honest list of what public data can't tell you.

What's in the report

  • Risk score (0–100) with a LOW / MODERATE / ELEVATED / HIGH RISK band, and a one-line read on the building.
  • Every open violation, translated from bureaucrat to English — what it is, how old it is, why it matters to your wallet.
  • Unpaid fines with dollar amounts still owed.
  • Local Law 97 emissions exposure — the fines buyers inherit starting now.
  • Deferred-maintenance signals — old building, no recent work means assessment risk.
  • The 5 questions to ask before you make an offer, specific to the building's red flags.

See all of this in a real report →

Pricing

One report

$79 one-time

For a buyer screening one building.

  • Full PDF report, pull-date stamped
  • 0–100 risk score + every red flag translated
  • 30 days of free updates
Request a report

Buying? Get the report before you hire the attorney — find out in 2 minutes whether the building deserves $3,000 of due diligence.

Beta — reports on request

Request a report

We're in beta: reports are generated on request for now, by a human reviewing the data — no instant lookup form yet, and no fake automation theater.

Email us the building's address. We'll turn the report around within 24 hours. You pay by secure link after delivery — $79, and if we can't pull a usable record on the building, you don't pay.

Email hello@buildingxray.nyc

Prefer agents' hours? Buyer's agents can ask about the $99/mo plan in the same email.

FAQ

Is this a substitute for my attorney's due diligence?

No — and we say so on every report. Co-op financial statements aren't public. We screen everything that is public so you know whether the building is worth the full diligence spend.

Where does the data come from?

NYC Open Data, the Dept. of Buildings, HPD, and related public record sets. 100% public sources — we just do the 6 hours of digging for you.

How current is it?

City datasets update daily to quarterly depending on the source. Reports are stamped with the pull date; one-off reports include 30 days of free updates.

What about condos vs co-ops?

Both. The risk factors differ slightly (co-ops: underlying mortgage and assessment risk; condos: common-charge trajectory) and the report adjusts.

Read the full FAQ — data sources, refunds, what's not covered →